Normal street puddles are not an issue. I usually slow a little for puddles in the street. There is a corner near my home that after a rain always has standing water in the right lane at the intersection where I turn right. If there is no traffic coming the other way, I swing wide to avoid the puddles, not because either Jeep will ingest water, but because I just down like splashing water up on my vehicles. If there is traffic, I go through normally and splash up a little water.
If the puddle is in the traffic lane of a street that I am not familiar with, I tend to slow down a little in case there is a hidden pot hole in the water.
BTW: Both Jeeps are stock height with stock tire sizes.
